7 Tips for Finding the Perfect Public Adjuster

When natural disasters strike, there will be a high need for experienced public adjusters in New Jersey in your corner. The public adjuster can negotiate on your behalf with the insurance provider to obtain the money that is owed to you.

Despite this high need, you may find it difficult to find the perfect public insurance adjusters in New Jersey. To make things easier, we have listed seven tips to help find the perfect public adjusters in New Jersey.

Obtain Referrals

Others who have used a public adjuster will be the best referral source. You can ask your family, friends, or neighbors. They will be able to describe their experience and share what they liked and disliked about the service and if they obtained their desired results.

Remain Wary about Scams

While searching for public adjusters in New Jersey to work with, it is important to be wary of scams and the warning signs associated with them. These warning signs include:

• Making an unannounced appearance
• Requesting payments first
• Making promises before viewing the damage
• You feel pressured into a contract

When you notice any of these, you are better off looking elsewhere. That way, you will know that your best interests are in mind.

Verify Credentials

Prior to choosing your public adjuster, you need to verify their credentials. Their credentials should include being licensed in your state.

You should also request client references to verify their past work. When the public adjuster is reputable, they will happily provide them to you.

While verifying everything, they should have enough experience for the job. At a minimum, the amount of experience should not be less than five years. With an ample amount of experience, you will know that they will be knowledgeable.

Check for a Background in Insurance

As you search, it is a good idea to search for experienced public adjusters in New Jersey who have a background in insurance. This background can be from either being an agent for an insurance company or an independent. This background can help you know that they understand the process of insurance companies.

Obtain the Contract in Writing

After you have chosen your public adjuster, it is important to get the contract in writing. The contract should also state everything relating to the work that will be provided and the amount of payment that is agreed upon.

There should also be an estimate included that involves the timeframe for job completion. When you have a timeframe, you will know that your adjuster will be accountable for the work they complete and that it is completed on time.

Make Sure They Advocate for You

It is important that your public adjuster advocates for you. This will tell you that they have your interests in mind and are willing to get you what you request.

The public insurance adjusters in New Jersey also need to inform you of everything that is going on with the claim you submitted. They also should provide an answer to your questions or concerns by being available at any time.

Choose Reputable Public Adjusters

Many organizations exist that public adjusters can join. One example is the National Association of Public Insurance Adjusters (NAPIA).

Being a member of this organization means the public adjuster will adhere to certain standards set by the organization. This also means the adjuster must obtain continuing education so that they have the most current industry knowledge.

Locating a public adjuster in New Jersey should not be a demanding task. Contact New Jersey Fire Claims today so that you will be one-step closer to getting your damage repaired.